[ECO Bounty] iopay Missing "Buy Load" / Mobile Top-up Utility

Wallet Address Reporter: io1tkw393kejmxwnd454twc6020sxcyvh5dxqmren

App Version: ioPay v5.4.0 (3974)

Device: Redmi Note 10 Pro (Android 13)

Description

The ioPay application currently lacks a "Buy Load" feature, which allows users to purchase prepaid mobile credits, broadband, or utility loads directly using their crypto balance. In regions like the Philippines, "Buy Load" is a standard feature in financial and crypto apps (e.g., GCash, Maya, and some local exchanges) that facilitates the "real-world" utility of digital assets.

Since many ioPay users interact with DePIN (Decentralized Physical Infrastructure Networks) projects that require persistent mobile connectivity (like Silencio or Soarchain), the inability to "top up" mobile data within the wallet creates a fragmented experience. Users are forced to off-ramp to fiat or move funds to a different app just to maintain the data connection required for their DePIN devices to function.

Steps to Reproduce

Open ioPay and navigate to the Wallet or Trade tab.
Search for keywords such as "Buy Load," "Top-up," "Mobile Credit," or "Telco".
Check the Discover tab for integrated top-up dApps.
Observe that no native or third-party "Buy Load" utility is present.

Actual Result

The app focuses exclusively on token swaps and staking, with no bridge to local mobile carrier services.

Expected Result

A "Buy Load" utility should be integrated (possibly via partners like Bitrefill or Ding) to allow users to pay for Globe, Smart, or DITO credits using IOTX or stablecoins.